By Melissa Hutchinson, System director, Employee Benefits
The time to make changes to your benefit elections for 2018 is coming to an end. Have you reviewed and elected the benefit plans you and your eligible family members will participate in for 2018? Our Open Enrollment period will close tomorrow, Saturday, November 18. If you have already elected, you will be entered into a Drawing for a chance to win one of ten Fitbit Charge 2 wearable devices to help track your fitness activities! If you have not elected yet, please do so ASAP or you will be WAIVED out of medical and prescription for 2018.
REMINDER: You MUST RE-ENROLL in Medical Coverage. If you do not re-enroll in medical, coverage will be WAIVED for you and your dependents.
What You Need to Do
- REVIEW 2018 Plan Changes on Benefits Express
- RE-ELECT Medical for you and your eligible dependents
- REVIEW & ELECT New Spouse Life & New Child Life Insurance
- COMPLETE Life Insurance Beneficiary Information in MLH Self-Service
What’s New for 2018?
- Medical and Prescription Plan Design Changes – There are some changes in copayments, out of pocket maximums and/or deductibles. Please review both plan designs and select the plan that is best for you and your family.
- New Pharmacy Benefit Manager – MedImpact will replace Optum Health as our pharmacy benefit manager on January 1, 2018. There will be minimal formulary changes, however, if you are impacted, you will be notified. All prior authorizations will expire December 31st and you will be required to submit new prior authorizations for any script filled or re-filled after January 1st.
- Contributions – Employee contributions are increasing a modest 4%.
- Spouse Surcharge –If your spouse is offered coverage through their own employer and you enroll your spouse in MLH medical benefits, you will be subject to the increased spousal surcharge rate.
- DVACO Network – The DVACO network has been modified. To ensure your physician remains a participant in the DVACO network, CLICK HERE. Be sure to select the 2018 Provider Directory.
- New Making Life Healthy Platform – Main Line Health will transition to a new web platform to support the Making Life Healthy program, which will launch on January 1st. The online and telephonic programs provided by RedBrick Health are no longer available.
- Enhanced EAP Services through FirstCALL – Employees will now have 5 behavioral health counseling sessions. FirstCALL counselors are being added to the DVACO Tier 1 (Home) provider network, allowing participants to continue their care beyond 5 sessions at a lower out-of-pocket cost.
- Employee Life Insurance – Employees will be required to provide Life Insurance Beneficiary information electronically, during the Open Enrollment process, through self-service.
- Dependent Life Insurance – We are introducing new spouse life and child life options.
- New Disability Partner – Effective January 1, 2018, Liberty Mutual will administer our disability program. Disabilities that begin on or prior to December 31, 2017 will continue to be administered by Matrix. Disabilities that begin on or after January 1, 2018 should contact Liberty Mutual.
- Extended Illness Accruals – Employees with Extended Illness Accruals will no longer accrue extended illness as of December 17, 2017. Effective January 1, 2018, balances will remain available for the employee to use on an authorized paid leave. When the balance reaches zero, the Prolonged Illness Benefit will be established and managed accordingly thereafter.